Appraisal services for Vancouver and Clark County homeowners
Here are the top reasons WA homeowners call on Anderson & Associates:
Need help deciding the value of your home in or near Vancouver, WA?
We at Anderson & Associates understand the individual needs of a consumer after appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. Being a homeowner that most likely doesn't look at appraisals on a regular basis,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Anderson & Associates are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value judgement than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're experts in helping folks just like you delete unneeded PMI insurance.
Challenging property tax assessments
Your local tax assessor may have your house overvalued if you live in a region that is going down. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting a professional appraisal from Anderson & Associates is your best weapon when contesting your property tax assessment.
HELOC recently frozen?
Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value. Not only can this be difficult and inconvenient from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Anderson & Associates can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a seasoned expert to double-check your appraisal for efficiency, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Anderson & Associates can help you with that. While typically requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.