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Need an appraisal in Ridgefield or Clark County?
Check out the top seven reasons why Washington homeowners call on Anderson & Associates:
- Find the right listing price (whether you're using an agent or selling the home on your own)
- Challenge Clark County's assessment of your property
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Remove PMI to reduce a mortgage payment
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To reinstate your Home Equity Line of Credit (HELOC)
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Review another appraiser's report for verification
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If real estate property needs to be divided because of a divorce
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Settle an estate in Washington by determining the true market value of real estate
We at Anderson & Associates understand the particular needs of a consumer in need of appraisal services.
While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
It's very hard to be objective about your home because you most likely have an emotional attachment to it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers.
The appraisal is something concrete to show your buyer.
An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth.
Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.
Challenging a property tax assessment
Your local tax assessor may have your home overvalued if you live in a region that is declining.
That means you are going to pay more taxes than you should.
Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better.
When challenging your property tax assessment, getting an appraisal report from Anderson & Associates is your strongest weapon.
Need to cancel PMI?
PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments.
Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down.
Anderson & Associates is experienced in helping consumers just like you delete unneeded and unwanted PMI insurance.
HELOC recently frozen?
Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area -- even if your specific property has not declined in value.
This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle.
Anderson & Associates can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a seasoned professional to double-check your appraisal for preciseness, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal?
Anderson & Associates offers field reviews where we'll go out and check the subject and comparables.
If you're in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had done before.
Even though most review work is requested by lenders for quality control, homeowners that have reason to believe they've been the victim of mortgage fraud are prudent to invest in a second opinion.
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