Attention homeowners: Real estate appraisal services for in Ridgefield and Clark County
See the top 7 reasons WA homeowners need Anderson & Associates:
Need help deciding the price of your home in or near Ridgefield, WA?
We at Anderson & Associates understand the unique needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very important negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Anderson & Associates, we're experts in helping customers just like you abolish unwanted PMI insurance.
Challenging property tax assessments
Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Anderson & Associates is your number one weapon when challenging your property tax assessment.
HELOC recently frozen?
If your property is near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Anderson & Associates can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you would prefer to have a seasoned professional double-check it for precision or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Anderson & Associates offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your property.